Baja California Sur Governor Víctor Manuel Castro Cosío launched the Programa de Vivienda para el Bienestar (Housing for Wellbeing Program) in Loreto on March 20, beginning with 300 homes in the small coastal municipality. The BCS housing program is part of a statewide plan to build 37,500 units across all five municipalities.
37,500 Homes Planned Across Five BCS Municipalities
The state’s allocation breaks down by municipality: 17,400 homes for Los Cabos, 11,100 for La Paz, 6,000 for Mulegé, 2,500 for Comondú, and 500 for Loreto. Construction is already underway in Cabo San Lucas, where 704 units are in progress.
Castro Cosío said the program will develop 87 hectares across 10 identified sites statewide. Each site will include supporting infrastructure: roads, water systems, schools, and recreation facilities. Those additions address a longstanding gap in BCS communities where residential growth has outpaced basic services.
Federal Agencies CONAVI and INFONAVIT to Oversee Construction
Two federal agencies will manage execution. CONAVI (Mexico’s National Housing Commission) and INFONAVIT (the National Workers’ Housing Fund Institute) are overseeing construction and financing. INFONAVIT provides mortgage loans to formal-sector workers through employer contributions, so eligible buyers will have access to established federal financing.
Loreto, a town of roughly 20,000 residents located about 220 miles north of La Paz along the Transpeninsular Highway, has seen steady interest from North American retirees and remote workers in recent years. The nearby Loreto Bay resort community and Nopoló development corridor have driven demand, but affordable housing for Mexican workers and families has remained scarce.
The 300 Loreto homes represent the program’s first phase in that municipality, with 200 additional units planned later. Los Cabos, which receives the largest share at 17,400 homes, faces the most acute housing pressure. Rapid tourism growth there has pushed many workers into informal settlements far from hotel zones and commercial centers.
Castro Cosío confirmed that construction timelines and site-specific details for each municipality will follow as CONAVI and INFONAVIT finalize development plans, according to El Sudcaliforniano.

