BC Awards School Accident Insurance to Quálitas Salud

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child accident, sprain, injury

Baja California Education Secretary Irma Martínez Manríquez announced that the state has assigned its school accident insurance policy to Quálitas Salud, providing medical coverage for public school students across the state.

The policy covers students enrolled in basic education, which in Mexico spans preschool through secondary school (roughly ages 3 to 15). It applies to accidents that occur on school grounds, during authorized school activities, and on the direct commute between home and school.

Coverage Details and Limits

Medical coverage under the policy caps at 35,000 pesos (approximately $1,800 USD) per incident. The insurer’s expanded clinic network is now active across Baja California, giving families access to approved medical facilities for treatment. Pre-existing conditions are excluded from coverage.

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Quálitas is one of Mexico’s largest insurance companies, best known for auto insurance. Its health division, Quálitas Salud, administers the school accident program through a plan managed by SlimPlan.

How Parents Can File a Claim

If a child is injured at school or during a covered activity, parents should follow a specific process. First, call the emergency line at 800 890 8512 to report the incident. School staff must then complete an official accident report, stamped and signed by the school.

Parents will also need to present a government-issued ID, such as an INE (Mexico’s national voter credential). Once the claim is filed, Quálitas Salud assigns a folio number and directs the family to the nearest network clinic for treatment.

Contact Numbers for Questions

For administrative questions about the policy, parents can reach SlimPlan’s national line at 800 824 4432. A local Mexicali office is also available at 686 554 1113. Both lines can help with enrollment verification, clinic locations, and claim status.

The announcement applies statewide, covering students in Mexicali, Tijuana, Ensenada, Tecate, Rosarito, and San Quintín. Parents of children in BC’s public school system do not need to enroll separately; the policy is assigned by the state government.

This story was first reported by The Baja Post.